The Agency for Finance in Kosovo (AFK) is a microfinance institution (MFI) established in 1999 by the Mercy Corps Small Business Promotion Program and is the fourth largest microfinance institution in the country with a market share of just under 19% while being the first MFI in Kosovo to be certified by SMART Campaign, a well-established benchmark for customer protection principles.
AFK’s loan portfolio amounts to around EUR 33 million, has 23 branches, 215 employees, and coveres more than 60% of the country. AFK offers technical support to its approximately 20,000 active customers in addition to financial services and has one of best internal ratings of the GLS Alternative Investments microfinance fund.
EUR 2.500.000
5
30 June, 2024
Kosovo, Europe
Rr. Lidhja e Prizrenit nr.20 Pejë, 30000, Kosovë
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The only basis for the purchase of fund units are the Key Information Document (KID), the current sales prospectus and the most recently published and audited semi-annual and annual report. A current version of the sales documents in German is available free of charge in paper form from the depositary, the management company and online at www.ipconcept.com.
The investment fund is subject to a risk of increased volatility. No assurance can be given that the investment objectives will be achieved. Information on past performance does not allow any conclusions about future performance. In general, every investment carries the risk of capital loss.
Any performance figures shown are net figures. If an investor wishes to purchase units for €1,000, he must pay €1,025 with an issue premium of 2.5%. The investor may incur securities account costs and other costs (e.g., custody or safekeeping costs), which reduce the performance. The tax treatment depends on the individual circumstances of each investor. An investment is associated with risks. For detailed information on opportunities and risks, please refer to the current sales documents.
The management company may decide to discontinue the arrangements it has made for the distribution of the units of its collective investment undertakings in accordance with Article 93a of Directive 2009/65/EC and Article 32a of Directive 2011/61/EU. Further information on investor rights in German can be found on the management company’s website at https://www.ipconcept.com/ipc/de/anlegerinformation.html.
Information on sustainability-related aspects in accordance with EU Regulation 2019/2088 can be found at https://www.ipconcept.com/fs/getdata.php?m=getDoc&id=PSzBxMfcvdrEWZnOaY56.