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About
KRK
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Kreditimi Rural i Kosovës – KRK for short – was founded in 2003. The institute specializes in agricultural loans, but has developed in an impressive way. In the meantime, it increasingly offers products for energy efficiency and residential construction. The average loan size is EUR 2,200. The approximately 11,000 borrowers are served via a network of 22 branches.

Most Kosovar microfinance institutions operate as non-governmental organizations. KRK, on the other hand, is the only MFI in the country that is registered as the Kosovar equivalent of a German GmbH. This status enables KRK to accept international financial institutions as shareholders, such as for example in 2017, the European Fund for Southeastern Europe (EFSE) or the Dutch Development Bank (FMO) – underpinning its social mission.

Outstanding loan amount:

EUR 4.000.000

Number of Loans:

5

Information dated to:

30 June, 2024

Country & Region:

Kosovo, Europe

Address:

Str. Behije Dashi, Prishtinë

Website:
Worldwide investments
Portfolio as of 30/06/2024

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Disclaimer

This marketing communication is for informational purposes only and does not constitute an investment recommendation or advice or an offer to buy or sell fund units.

It is explicitly not directed at natural persons or legal entities whose place of residence or business is subject to a foreign jurisdiction that imposes restrictions on the dissemination of such information, in particular not for US citizens or persons domiciled or permanently resident in the USA.

The only basis for the purchase of fund units are the Key Information Document (KID), the current sales prospectus and the most recently published and audited semi-annual and annual report. A current version of the sales documents in German is available free of charge in paper form from the depositary, the management company and online at www.ipconcept.com.

The investment fund is subject to a risk of increased volatility. No assurance can be given that the investment objectives will be achieved. Information on past performance does not allow any conclusions about future performance. In general, every investment carries the risk of capital loss.

Any performance figures shown are net figures. If an investor wishes to purchase units for €1,000, he must pay €1,025 with an issue premium of 2.5%. The investor may incur securities account costs and other costs (e.g., custody or safekeeping costs), which reduce the performance. The tax treatment depends on the individual circumstances of each investor. An investment is associated with risks. For detailed information on opportunities and risks, please refer to the current sales documents.

The management company may decide to discontinue the arrangements it has made for the distribution of the units of its collective investment undertakings in accordance with Article 93a of Directive 2009/65/EC and Article 32a of Directive 2011/61/EU. Further information on investor rights in German can be found on the management company’s website at https://www.ipconcept.com/ipc/de/anlegerinformation.html.

Information on sustainability-related aspects in accordance with EU Regulation 2019/2088 can be found at https://www.ipconcept.com/fs/getdata.php?m=getDoc&id=PSzBxMfcvdrEWZnOaY56.

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